AOIGAcademy of Intellectual Games (Wheeling, IL)
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Additionally, as a member of the Michigan Catastrophic Claims Association, AOIG is somewhat exposed to rising retentions and credit risk of collecting on its largest reinsurance recoverable.
The ratings of Auto-Owners Life reflect its integral role as the life member of AOIG, favorable level of risk-adjusted capitalization, recent trends of increased life and annuity premiums and consistent trend of operating income, particularly in its ordinary life line of business.
AOIG developed a strong capital position as a result of being managed under a conservative operating philosophy, maintaining modest underwriting leverage measures and holding a highly rated fixed income investment portfolio.