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Standard & Poor's Insurance Rating Services, 25 Broadway, New York, New York 10004 (a) Claims-Paying Ability ratings Number of companies rated (% with highest rating): 267 (22%) Rating scale *: AAA, AA+, AA, AA-, A, BBB, BB, B, CCC, CC, C (b) Qualified Solvency ratings (only life insurers that do not have an S&P Claims-Paying Ability rating) Number of companies rated (% with highest rating): 862 (48%) Rating scale: BBBq, BBq, Bq
For insurers rated by Standard & Poor's and Moody's, an A- rating from Standard & Poor's or an A3 rating from Moody's is my minimum requirement, although I do not disqualify companies that receive a BBBq rating.
S&P rates companies from AAA to D, according to claims-paying ability, and makes qualified solvency ratings ranging from BBBq to Bq.