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If you ask any person which is better, a BBBq or an AAA rating, you know what the answer will be," Beck said.
For insurers rated by Standard & Poor's and Moody's, an A- rating from Standard & Poor's or an A3 rating from Moody's is my minimum requirement, although I do not disqualify companies that receive a BBBq rating.
S&P rates companies from AAA to D, according to claims-paying ability, and makes qualified solvency ratings ranging from BBBq to Bq.