cannot be used to recover unpaid service charges, business rates, insurance charges etc, even if they are reserved as rent in the lease.
retail premises with flat above, CRAR
cannot be used.
Higher the CRAR
, lower the need to external funding and therefore higher profitability.
Also, in spite of the fall in CRAR
, the Tier-I capital of the bank increased to about 8.
The current average CRAR
for the scheduled commercial banks is over 13 per cent while Tier I ratio is about seven per cent.
Landlords should seek legal advice on their position with regard to their leases because CRAR
can be avoided by a tenant if the lease fails to expressly prohibit any part of the building to be let as a dwelling, and the tenant uses part of the premises as a dwelling.
The DFIs generally have a CRAR
much above the stipulated 9 percent, as at the end of March 2004.
Under the proposed CRAR
scheme, landlords will still be able to instruct bailiffs to enter a property and seize goods but with some significant changes than under the current legislations.
500 crore, and CRAR
(capital to risk assets ratio) of a minimum of 10%.
The Economic Survey says Rs 12,000 crore has been provided in the Revised Estimates 2011-12, under Plan, for capital infusion in Public Sector Banks (PSBs) to enable them to maintain a minimum Tier 1 CRAR
at 8 per cent on 31March, and also to increase shareholding of the Government of India in the PSBs to 58 per cent," said Mukherjee.
6,000 crore for the public-sector Banks to maintain a Tier I CRAR
6000 crore during 2011-12 to enable public sector banks to maintain a minimum Tier I CRAR
at eight per cent.