The new plan, announced by the CSBS
May 10, includes: redesigning the Nationwide Multistate Licensing System (NMLS), harmonizing multistate supervision, forming a fintech industry advisory panel, assisting state banking departments and making it easier for banks to provide services to nonbanks as well as making supervision more efficient for third parties, according to the association.
The reason why we felt the need to weigh in on this issue the way we did is we saw significant harm to the marketplace and for consumers," Margaret Liu, deputy general counsel for CSBS
, told The National Law Journal.
Under the program, CSBS
has developed a regional database that matches its extensive 7,000 route miles of fiber optic infrastructure with close proximity to business and office parks, industrial sites and other locations that are prime candidates for expansion or relocation by companies.
In early 2015, CSBS
staff, on behalf of the SCC, developed a process for each state to utilize the Multi-State Mortgage Committee (MMC) site as a vehicle for sharing their independent mortgage exam reports with the CFPB.
This article is significant because it is similar to the authors' actions with the CSBS
68) For example, CSBS
was concerned that certain requirements, such as requiring a bank to perform stress testing and other similar types of analysis, would impose significant expense on smaller banks while creating little value for the bank.
We scored participants as being at (a) an intentional communication stage for a given session if they utilized distal or contact gestures on the CSBS
and (b) the symbolic communication stage if they exhibited early or late one-word or multiword phrases during the administration of the CSBS
Five years later, CSBS
developed a Web-based campus and began offering instructor-led interactive courses, in addition to Web-based courses that run in conjunction with in-person sessions.
In the case of both forms of cancer, the CSBS
were worried waiting times for radiotherapy were "unacceptably long".
MBA and the CSBS
worked together to include key safeguards, such as:
Prior to joining CSBS
in 1999, Mike was a bank examiner for the Iowa Division of Banking for 11 years.
With the issuance by the CSBS
of its parallel guidance that "substantially mirrors" the federal Final Guidance, much of the concern that the nonfederal lending entities not subject to the Final Guidance will gain some competitive advantage from not being required to make similar disclosures should be alleviated.