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However, it is still too early to hail consumer driven health plans as the antidote to a broken health care marketplace. Medical cost trend for CIGNA HealthCare consumer driven health plan (CDHP) members is less than half that of CIGNA's HMO and PPO plan members, and CIGNA CDHP members' cost savings compounded over time -- even as members used more preventive services relative to traditional plan members, according to a new two-year study of the health care claims experience of more than 430,000 CIGNA CDHP and traditional HMO and PPO members. MCOL company specific surveys indicated there were 5,237,550 account based Consumer Driven Health Plan members across the nation in January 2006, and 6,041,379 members in mid-2006, with United Health Group holding the largest market share at 30. |
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