DIBLDrain Induced Barrier Lowering
DIBLDawood Islamic Bank Limited (Pakistan)
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DIBL commenced operations in April 2007 with the vision to provide Shari'ah compliant financial solutions to all segments of an increasing Shari'ah conscious business and consumer society.
The rating is supported by the fact that DIBL has an effective Shari'ah Supervisory Structure consisting of a Shari'ah Supervisory Committee (SSC) and is headed by a well known and highly respected Shari'a scholar Professor Mufti Munib-ur-Rehman.
DIBL has approved procedures and a manual for Shari'ah compliance, audit and control.
To meet the minimum capital requirement, DIBL had applied for an extension from the central bank until 30 June 2010.
The IIRA wrote that DIBL has implemented approved procedures and a manual for Shari'ah compliance, audit and control and the SSC enjoys a close working relationship with the shareholders, Board of Directors and the executives of the bank.
DIBL also provides training in Islamic banking to all its employees through internal and external courses to ensure that the employees have a fair knowledge of Shari'ah aspects of all the products offered by the bank.
The devices, which were fabricated on bulk Si substrates using an industry-relevant replacement metal gate (RMG) process, have excellent short-channel characteristics (SS = 65 mV/dec, DIBL = 42 mV/V for LG = 24 nm) at performance levels comparable to finFET reference devices.