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It is intuitively obvious that protective-value is reduced by false negatives: the higher the false negative rate, the greater the likelihood that individuals with an impairment will escape detection and be charged a premium lower than appropriate for their risk. The integrated model gave a lower false negative rate than any single component for both training and testing sets. [5] Definitions for sensitivity, specificity, false positive rate, false negative rate, positive predictive rate, and negative predictive rate are derived from the Standards for Tests and Measurements in Physical Therapy Practice. |
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