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The GIIA contract's relatively short surrender charge schedule (applicable only to premium payments made during the first three contract years) carries a maximum charge of only 4%, which declines to 0% after four years.
A statement of intent is set out by the agreement between the GIIA and China Captive Alliance to facilitate business development initiatives between the two parties, international communication and information sharing.
Charles Scott, managing director of Alternative Risk Management, on behalf of GIIA alongside Yongjie Liu, general manager of the China Captive Alliance signed the MOU.