HMEC

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Acronym	Definition
HMEC	Human Mammary Epithelial Cell
HMEC	Horace Mann Educators Corporation (insurance holding company)
HMEC	High-Moisture Ear Corn (agriculture)
HMEC	Hindu Mandir Executives' Conference
HMEC	Hybrid Multi-Level Error Control
HMEC	Human Dermal Microvascular Endothelial Cell (aka Human Microvascular Dermal Endothelial Cell; also seen as HMVEC and HMVEC-d)

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Horace Mann Life's ratings recognize its key role within HMEC and the benefits derived from HMEC's strong business franchise in the K-12 educators market and historical growth in the 403(b) tax qualified annuity market. A.M. Best Affirms Ratings of Horace Mann Educators Corporation by Business Wire HMEC continues to operate through a corporate structure that affords financial flexibility as a publicly traded holding company with access to the capital markets, moderate financial leverage and historically solid fixed charge coverage. A.M. Best Affirms Ratings of Horace Mann Educators Corporation by Business Wire HMEC has shown continued improvement in its loss ratio, due in large part to favorable development of loss reserves and a relatively benign catastrophe environment. Fitch Affirms Horace Mann's IDR; Outlook Stable by Business Wire			HMD HMDA HMDAC HMDB HMDC HMDCE HMDD HMDDASC HMDE hMDF HMDFP HMDG HMDGP HMDI HMDJ HMDM HMDN HMDP HMDS HMDSO HMDT HME HME/HCH HMEA HMEB HMEC HMEC-1 HMECU HMED HMEE HMEF HMEFs hmEH HMEI HMEIR HMEIS HMEO HMEO&E HMEP HMEPS HMER HMERA HMERP HMES HMET HMETD HMETS HMEW HMF HMFA HMFAO			Hmda Hmda HMDAC HMDB HMDC HMDCE HMDD HMDDASC HMDE HMDF HMDFP HMDG HMDGP HMDI HMDJ HMDM HMDN HMDP HMDS HMDSO HMDT Hme Hme HME/HCH HMEA HMEB HMEC HMEC-1 HMECU HMED HMEE HMEF HMEFs hmEH Hmei HMEIR HMEIS HMEO HMEO&E HMEP HMEPS HMER HMERA HMERP HMES HMET HMETD HMETS HMEW HMF HMF HMFA

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