Spontaneous abortion was the most common of the 89 adverse outcomes, occurring in 14% of the IUH pregnancies.
2 times higher when IUH was diagnosed before 9 weeks' gestation than when it was diagnosed after 9 weeks; the risk for spontaneous abortion was nearly 15 times greater in the earlier-diagnosed pregnancies.
A deferral will only occur if IUH is noncompliant with its regulatory capital requirement.
Controlled by the Egydio de Souza Aranha and Moreira Salles families, IUH is the largest private financial conglomerate in Brazil and Latin America.
is a Brazilian company, with publicly traded shares on the SEuo Paulo Stock Exchange, New York Stock Exchange and Buenos Aires Stock Exchange.
Itau Unibanco and Itau BBA have the same Viability Ratings as IUH as this reflects the agency's view of their integral roles to the consolidated operation, and the fact that broad risk management and strategic direction are coordinated as a consolidated entity.
To address the challenge of operating in a scenario of tighter margins, IUH expects to, among other tactics, continue to improve its cost controls including origination commissions, grow its non-interest income from services, and focus on lower risk products which will result in lower credit costs.
has a long-term local currency Issuer Default Rating (IDR) of 'BBB+' with a Positive Outlook and a long-term foreign currency IDR of 'BBB' with a Positive Outlook; the latter being constrained by Brazil's Country Ceiling of 'BBB', which addresses the risk that a local entity may not be able to access foreign currency.
has historically maintained adequate capitalization ratios and its proceeds shall be used for general purposes, enabling the bank's new business generation.