LTI

(redirected from Loan to Income)
AcronymDefinition
LTILinear Time Invariant
LTILong-Term Illness
LTILoan to Income (ratio)
LTILite Touch Installation (software)
LTILong Term Incentive (NZ)
LTILost Time Injury
LTILondon Taxis International
LTILeadership Training Institute
LTILingua Tertii Imperii (language of the NAZI empire, Latin)
LTILighting Technologies, Inc. (various locations)
LTILost Time Incident
LTILeft Thumb Impression (personal identification)
LTILanguage Technologies Institute (Carnegie Mellon University; Pittsburgh, PA)
LTILondon Taxis International (company)
LTILearning Tree International
LTILincoln Technical Institute (automotive education)
LTILife Technologies, Inc.
LTILanguage Training Institute (various locations)
LTILearning Tools Interoperability (IMS Global Learning Consortium, Inc.)
LTILand Title Institute (American Land Title Association)
LTILeTourneau Technologies, Inc.
LTILaser Thermal Imaging (Kodak)
LTILeadership Training Initiative (various organizations)
LTILibrary Technologies, Inc. (Willow Grove,PA)
LTILong Term Inventory (various companies)
LTILucent Technologies, Inc.
LTILondon Taxi Corporation (London; UK)
LTILimited Technical Inspection
LTILearning Technology Institute
LTILowell Technological Institute (Massachusetts)
LTILadder Towers International (fire engine ladder tower manufacturer)
LTILive Training Instrumentation
LTILicentiate of the Textile Institute
LTILaser Thermal Implantation
LTIListowel Technology Inc
LTILaboratoire de Toxicologie Industrielle (French: Laboratory for Industrial Toxicology; Belgium)
LTILORAN-C Timing Interface (Sprint)
LTILanguage Technology Incorporated
LTILower Tactical Internet (battlefield communications network for echelons at brigade and below)
LTILearning Tree Information
LTILouisiana Technical Institute
LTILongtime Integration
LTILicence de Transport Internationale (France)
LTILower Thermosphere and Ionosphere
LTILast Two International (radio)
References in periodicals archive ?
Labour has already pointed out the scheme will breach the Central Bank's loan to income rules which is three-and-a-half times the borrower's annual salary.
New research from international real estate adviser, Savills, shows how differing mortgage constraints affect different areas of Great Britain, looking at both outstanding loan to value mortgages as well as loan to income ratios.
He said the Loan to Value and Loan to Income rations are 'designed to be a permanent feature of the Irish financial landscape.
THE Bank of England has stepped in to cool the housing market with a warning to lenders to prevent a build up of risky, high value loan to income mortgages.
They advise that the PRA and the FCA should ensure that mortgage lenders do not extend more than 15% of their total number of new residential mortgages at loan to income ratios at or greater than 4.
The Chancellor explained that the average loan to value was well below normal but that the loan to income ratio had risen to a new high.
The Turner Review, published in March 2009, raised the prospect of restrictive maximum Loan to Value (LTV) or Loan to Income (LTI) caps being imposed on home loans, either or both of which could have a profound impact on the accessibility of home ownership and in turn be fundamental to the recovery in the mainstream market.
Loan to income and loan to value ratios tend to rise in credit booms as lending standards become lax and prices inflate, Sir John told the London School of Economics.
While at present less than 5% of loans under the mortgage guarantee scheme are at loan to income ratios at or above 4.
Powers to be given to the bank will include forcing banks to hold more capital against mortgages with high loan to value ratios or high loan to income ratio, in case risk to financial stability is perceived by policymakers.