LTV

(redirected from Loan to Valuation)
AcronymDefinition
LTVLoan To Value (ratio)
LTVLeisure Travel Van (various companies)
LTVLinear Time-Varying (systems and controls)
LTVLabour Theory of Value (economic theory)
LTVLife Time Value (marketing and targeted marketing, mailing)
LTVLaytonville (Amtrak station code; Laytonville, CA)
LTVLong Term Volunteering
LTVLoan to Valuation (ratio)
LTVLatvian Television (Riga, Latvia)
LTVLight Tactical Vehicle (US Army)
LTVLong-Term Variability
LTVLaptop Ventilator (medical equipment)
LTVLing-Temco-Vought Corporation
LTVLight Transport Vehicle (Pakistan)
LTVLocal Thickness Variation
LTVLogistics Transfer Vehicle
LTVLarge Test Vessel
LTVLocal Transport Vehicle
LTVLand Transport Vehicle
LTVLead-Time Variance
LTVLing-Temco-Vought Co.
References in periodicals archive ?
We are introducing a highly competitive, wide range of two, three, five, and ten year fixed rates based on the property's current Loan to Valuation ratio (LTV), available to new and existing home owner customers on receipt of an up to date property valuation, with the two year fixed rate for a home loan with an LTV less than 75% at 3.
We are introducing a highly competitive, wide range of two, three, five, and ten year fixed rates based on the property s current Loan to Valuation ratio (LTV), available to new and existing home owner customers on receipt of an up to date property valuation, with the two year fixed rate for a home loan with an LTV less than 75% at 3.
It may well be that as a condition of your mortgage the lender will require you to settle some existing loans, or consolidate them under the one mortgage loan - providing this meets their lending criteria and satisfies any loan to valuation requirements which they may have.
With up to 95 per cent loan to valuation, portability and overpayment facilities, isn't this the sort of product that Gordon Brown would want us all to have, especially as there is no penalty after the first seven years of the term?
Traditionally, lenders have offered up to 95% of the value of a property, depending on its condition, and the applicant's status - this is known as the loan to valuation ratio.
89 per cent, up to 97 per cent loan to valuation with one per cent cashback, a pounds 199 arrangement fee and a refund of the Halifax valuation report up to pounds 475.
Be aware, however, that your lender will rely on the valuation provided by its nominated surveyor and will only lend a sum of money based on such valuation and their own loan to valuation criteria rather than the purchase price which you may be willing to pay.
It may well be that as a condition of your mortgage, the lender will require you to settle some existing loans, or consolidate them under the one mortgage loan - providing this meets their lending criteria and satisfies any loan to valuation requirements they may have.
It is often the case that buyers at auction are cash buyers or require a reduced level of borrowing which they can secure due to the low percentage loan to valuation.