MEPS-ICMedical Expenditure Panel Survey - Insurance Component
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In collaboration with the DHHS Office of the Secretary, and the Department of Treasury, AHRQ staff have provided MEPS-IC national and state-level estimates of average premiums that were used to determine the small business tax credits for 2010 and subsequent years.
Data from the MEPS-IC have also been used to inform ongoing analyses of average premiums at the substate rating area level.
To obtain a sufficient sample of workers to match to the MEPS-IC, we pool workers from the 2005-2007 MEPS-HC.
We construct synthetic workforces by statistically matching MEPS-HC workers to MEPS-IC establishments in a two-step process that first uses establishment-level characteristics to draw a sample of workers for each establishment and then uses information on worker characteristics to fine-tune the match.
The two major surveys of employment-related health insurance--the DHHS' MEPS-IC (first fielded to collect data for 1996) and BLS NCS--have been the major focus of the committee's work over the past 2 years.
The MEPS-IC is an annual survey of employers that collects detailed insurance information by mail; 41,000 sample establishments are selected to represent the entire Nation and to support sub-national estimates.
The MEPS-IC is sponsored by the Agency for Healthcare Research and Quality (AHRQ) and conducted by the U.
15) In addition, while we focus on trends between 2000 and 2008, the MEPS-IC started collecting information on premiums and contributions for employee-plus-one coverage in 2001.
The private premium was calculated with data from the MEPS-IC at the firm size/state/year level using the following formula:
A second limitation is the use of individual private health insurance premiums from the MEPS-IC regardless of marital status.
Data from the 2010 MEPS-IC indicate that 38% of insured workers with family coverage have "employee-plus-one" coverage, while 62% have "employee, spouse, and children" coverage (Crimmel 2011); this implies that roughly 81% of enrollees with some type of family coverage would be represented by these KFF-HRET family-of-four plans.
In addition, the microdata for the MEPS-IC are nonpublic and are only available to researchers through the Census Bureau's Research Data Centers (RDC).