Alternatively, if MHPAEA
did reduce cost-sharing, that might support arguments that other factors (e.
requires group plans that offer both medical benefits and behavioral health benefits to make the benefits comparable.
Given the importance of the issue and concerns raised by stakeholders, DFS is seeking input from consumers, insurers, and providers as part of a comprehensive review of MHPAEA
and ACA may be changing this by expanding access to health insurance, deepening mandates for parity, and offering unprecedented opportunities for service growth and delivery-system reform.
covers nearly all non-grandfathered issuers and employers with more than 50 employees.
they have always done in the past; however, under the MHPAEA
31) Significantly, such reforms include provisions that build upon the MHPAEA
and regulate new standards for coverage and treatment of substance use disorders.
also requires that the reason for denial of coverage or reimbursement must be made available on request.
48 At least facially, such a critique retains its force in regard to the 2008 MHPAEA
as it, too, fails to carry a national mandate.
April 2009 The federal government seeks comments on how to implement MHPAEA
Steve Wojcik, vice president of public policy at the National Business Group on Health (NBGH), which represents large employers, says his members estimate that MHPAEA
will increase health insurance costs by 1%.
Under the MHPAEA
, all employers with 51 or more employees who provide medical and surgical insurance with mental health or substance abuse benefits must provide those benefits in a manner that is no more restrictive than those required for the medical and surgical benefits.