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The subjects were adult noninstitutionalized civilians who participated in the Medical Expenditure Panel Survey from 1996 to 2000 and who had at least one musculoskeletal condition (N = 18,546). According to the Medical Expenditure Panel Survey, conducted by the Agency for Healthcare Research and Quality in 2003, the average expense for an emergency room visit was $560 compared to $121 for a trip to the doctor's office. According to the Medical Expenditure Panel Survey, a national survey of health-care use, the average Hawaii health-care insurance premium in 2000 was $184 per month, of which the average employee contribution was $16, about 8. |
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