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Finally, the Interagency Statement on Retail Sales of Nondeposit Investment Products was not adopted until 1994. Commissions on nondeposit investment products grew 34 percent, to $232,000, compared to the second quarter of 2002. These initiatives include coordination among the banking agencies to formulate clear and comprehensive guidelines governing the conduct of sales programs for nondeposit investment products offered on bank premises; the development of detailed examination procedures covering all aspects of sales of nondeposit products; and the development and implementation of an ambitious, multifaceted education program for consumers and for banks. |
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