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RBSG |
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Working with TSYS and RBSG has allowed us to quickly create the HMV Gift Card, providing our customers unparalleled choices for accessing music, DVDs and games," says Gideon Lask, HMV's head of marketing projects, promotions and CRM. The impact of a low expense ratio is exemplified by Direct Line, part of RBSG, which reported a combined ratio in 2002 of 74%, almost 20 percentage points better than its nearest rival. Edinburg, Scotland Brighton, Massachusetts The Royal Bank of Scotland plc, Cambridge Bancorp, Edinburg, Scotland Cambridge, Massachusetts RBSG International Holdings Ltd. |
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