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The combined risk package may be attractive to underwriters and lead to a reduced overall risk transfer cost. Large federal and state estate tax savings, as well as other transfer cost reductions and benefits, are possible if the grantor doesn't die during the trust term. The ability of payors, providers, and other healthcare professionals to consult promptly and in real-time, online, will virtually eliminate the cost of lost studies, examination duplication and transfer cost, and delays in obtaining results. |
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