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VUL |
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The new benefit is one of the latest attempts by several VUL writers to alleviate prospects' fears about the product and to reverse sales declines. A UL or VUL policy illustration is based on five elements that presume to determine the value to the policy owner: the assumed face amount (or death benefit), the assumed premium, the number of premiums anticipated or proposed, the assumed crediting rate (or investment return) and the assumed "scale" of insurance charges that will be levied against the policy over the insured's life. The Healthy Measure Reward is available on Phoenix Accumulator UL[R], Phoenix Edge[R] - VUL and Phoenix Individual Edge[R] life insurance policies with a minimum $500,000 face amount. |
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