Despite documented decreases in the number of claims, decreases in medical costs that in 2013 placed Illinois below the average medical cost in Wisconsin and Indiana, decreases in indemnity benefits as reported by the Illinois Department of Insurance, and decreases in overall loss costs since 2011 of more than 36 percent according to the
National Council on Compensation Insurance, most Illinois employers seem not to be experiencing reductions in their workers' compensation insurance premiums, the real cost driver for those employers.