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The caller then issues a demand draft against your account for some sort of product or service, and the money is transferred by your bank to the caller's account. A UPIC cannot be used to electronically debit an organization's account or create a check or demand draft, thus reducing the risk of unauthorized debits. Reg E Xpress: Reg E Xpress(TM) is a phone-based electronic signature process specifically designed for one-off and recurring automated demand draft and debit authorization. |
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