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Wal-Mart, which applied for federal deposit insurance for a Utah-licensed industrial loan company last year, is already perceived by many bankers as a competitor. TN loans secured by certain second mortgages on real property are made by Nationstar Mortgage Industrial Loan Company. Michigan would be off-limits to branches of a Wal-Mart bank -- or any other industrial loan company ("ILC") chartered in Utah -- under legislation (HB 5884) introduced today by Rep. |
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