ALIRT

Acronym	Definition
ALIRT	Advanced Leading Indicator Recognition Technology (US Defense Advanced Research Projects Agency)
ALIRT	Alabama Library Instruction Round Table

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David Paul, a principal at Windsor, Conn.-based Alirt, says two factors cannot be overlooked.

A positive swing for P&C players: underwriting profits up, combined ratio under 100 for third year running

About 15 percent of the 248 public exchange plan issuers ALIRT analyzed have four or fewer years of operating history.

Analyst: PPACA enrollment extension could hurt insurers

Although the report did not specify what "gentle" meant, David Paul, principal at ALIRT, said that premium increases in 2013 would probably be in the low-to mid-single-digit range.

Sandy's aftermath

The Alirt P&C Composite is comprised of 50 large U.S.

A look at 2015 P&C insurance industry results, in charts

Total surplus rose 4.0 percent (7.9 percent on an annualized basis) during the first half of 2014 for the ALIRT Life Industry Composite.

Life insurers' earnings and ROE dip, but surplus rises in Q2

[Related: Overall, 2014 was a pretty good year for the P&C industry, says ALIRT report]

2015: First-half P&C results in charts

ALIRT hypothesizes that the cycle is different this time, for the following five reasons.

Overall, 2014 was a pretty good year for the P&C industry, says ALIRT report

ALIRT proposes the reason may be the amount of capital insurers are generating.

Four Common Lines for Risk Managers and Where Rates Are Heading

Additionally, surplus growth remained solid--although not quite as strong as 2012--among the insurers ALIRT follows.

2013 First 9 Months in Charts

ALIRT reports this is the best result since the first quarter of 2007, when sizeable reserve releases from the previous hard-market cycle were benefitting results.

ALIRT P&C Composite: Q1 Accident-Year Combined Ratio Best Since '07

The year's reported results continued to benefit from reserve releases, which were down from 2011 levels, but remained substantial, according to ALIRT.