David Paul, a principal at Windsor, Conn.-based Alirt
, says two factors cannot be overlooked.
About 15 percent of the 248 public exchange plan issuers ALIRT
analyzed have four or fewer years of operating history.
Although the report did not specify what "gentle" meant, David Paul, principal at ALIRT
, said that premium increases in 2013 would probably be in the low-to mid-single-digit range.
's GM APD, each pixel is mated to its own timing circuit, giving the 32 by 128 array kilopixel detector ability and allowing the system to operate at altitudes that are four times greater than previously possible.
P&C Composite is comprised of 50 large U.S.
Total surplus rose 4.0 percent (7.9 percent on an annualized basis) during the first half of 2014 for the ALIRT
Life Industry Composite.
[Related: Overall, 2014 was a pretty good year for the P&C industry, says ALIRT
hypothesizes that the cycle is different this time, for the following five reasons.
proposes the reason may be the amount of capital insurers are generating.
Additionally, surplus growth remained solid--although not quite as strong as 2012--among the insurers ALIRT
reports this is the best result since the first quarter of 2007, when sizeable reserve releases from the previous hard-market cycle were benefitting results.
The year's reported results continued to benefit from reserve releases, which were down from 2011 levels, but remained substantial, according to ALIRT