AOHL

AcronymDefinition
AOHLAlameda Oakland Home Learners (California)
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References in periodicals archive ?
Satisfactory Originator Review and Track Record (Positive): Fitch conducted an operational review of AOMS and AOHL and assessed them as 'Average' based on the companies' seasoned management team and extensive nonprime mortgage experience, a comprehensive sourcing strategy and sound underwriting and risk management practices.
Fitch Expects to Rate Angel Oak Mortgage Trust I, LLC 2018-3; Presale Issued
Satisfactory Originator Review and Track Record (Positive): Fitch conducted an operational review of AOMS and AOHL and assessed them as Average based on the companies' seasoned management team and extensive nonprime mortgage experience, a comprehensive sourcing strategy and sound underwriting and risk management practices.
Fitch Rates Angel Oak Mortgage Trust I, LLC 2018-2
Bank Statement Loans Included (Negative): Approximately 45.6% of the pool (307 loans) were made to self-employed borrowers underwritten to a bank statement program (33.6% were underwritten to a 24-month program and 12% to a 12-month program) for verifying income in accordance with either AOHL or AOMS's guidelines, which is not consistent with Appendix Q standards and Fitch's view of a full documentation program.
Fitch Rates Angel Oak Mortgage Trust I, LLC 2018-1
Bank Statement Loans Included (Negative): Approximately 45.6% of the pool (307 loans) were made to self-employed borrowers underwritten to a bank statement program (33.6% were underwritten to a 24-month bank statement program and 12% to a 12-month bank statement program) for verifying income in accordance with either AOHL or AOMS's guidelines, which is not consistent with Appendix Q standards and Fitch's view of a full documentation program.
Fitch Expects to Rate Angel Oak Mortgage Trust I, LLC 2018-1; Presale Issued
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