APLIAsia Pacific Legal Institute (Ellicott City, MD)
APLIAsosiasi Penjualan Langsung Indonesia (Indonesian: Direct Sales Association of Indonesia)
APLIAssociation Professional Liability Insurance
APLIAustralAsian Palliative Care Link International
APLIADRA (Adventist Development and Relief Agency) Professional Leadership Institute (est. 1996)
APLIACSE (Association Control Service Element) Presentation Library Interface (software)
References in periodicals archive ?
These are all big issues for not-for-profits," making it vital that you include broad EPL coverage in your APLI policy.
Many APLI policyholders have pursued this coverage (like Internet liability coverage) in the past two years especially.
From the standpoint of most association executives, one of the main benefits of APLI is the coverage for defense costs of covered claims, whether groundless, false, or fraudulent.
Fortunately, the technical details of buying APLI are not your concern.
Before exploring those fundamentals, here are two matters to help you put APLI in context.
An APLI policy is designed to protect past, present, and future directors, officers, committee members, trustees, employees, volunteers, and the nonprofit entity itself against allegations of wrongful acts committed in the management of the organization.
If your answer is no (and some APLI policies are not duty-to-defend policies), be aware that you (that is, any person or entity defined as "insured") may have to hire an attorney to provide defense, pay the bills up front, and then apply to the insurance company for reimbursement at a later date.
If you have never purchased D&O or APLI coverage because of the cost, reconsider.
It is possible to add full coverage with a minimal deductible to an existing D&O or APLI policy for a slight increase in premium.
The key to understanding the APLI policy is that it covers only money damage losses, not claims for bodily injury or property damage.
Premiums for APLI coverage are not insubstantial (minimum premiums start in the $1,750-$2,000 range and rise based on revenue).
An association-management-company-run association with annual revenues exceeding $700,000 will receive a 40 percent discount on its APLI rates.