ATR

(redirected from Ability-to-Repay)
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AcronymDefinition
ATRAmericans for Tax Reform
ATRAverage True Range (financial indicator)
ATRAt the Races
ATRAutomatic Target Recognition
ATRAttribute
ATRAlton Towers Resort
ATRAbility-to-Repay (lending)
ATRAccess to Recovery (US DHHS)
ATRAcceso de Terceros a la Red (Spanish: Third Party Access Network)
ATRAttenuated Total Reflection
ATRAttenuated Total Reflectance
ATRAutothermal Reforming (syngas generation)
ATRAnswer to Request
ATRAvions de Transport Regional (turboprop aircrafts)
ATRAtari Teenage Riot (band)
ATRAll That Remains (band)
ATRAtlantic Test Range (US Navy)
ATRAtmore (Amtrak station code; Atmore, AL)
ATRAutomatic Traffic Recorder
ATRAft Torpedo Room
ATRAdaptive Transformation
ATRAerei da Trasporto Regionale (French-Italian aircraft manufacturer; Blagnac, France)
ATRAkademia Techniczno Rolnicza (Polish: University of Technology and Agriculture)
ATRAdvanced Telecommunications Research Institute International
ATRAsphalt Tango Records (Germany)
ATRAnswer to Reset
ATRRegistered Art Therapist
ATRAnthrax Toxin Receptor (proteins)
ATRAdvanced Test Reactor
ATRAbove the Rim (Reebok)
ATRAir Transportation Regulations (Canada)
ATRAtaxia Telangiectasia and Rad3-related
ATRAgir pour un Tourisme Responsable (French: Acting for Responsible Tourism; tourism association)
ATRAbove the Rest
ATRAction Taken Report
ATRAttrition Reserve (US DoD)
ATRAssessment and Test Report (International Electrotechnical Commission)
ATRAfrican Traditional Religion
ATRAir Transport Rack
ATRAchilles Tendon Rupture
ATRAnti-Tank Rifle
ATRAdvanced Tongue Root (phonetics)
ATRArticulated Tail Rotor (aviation)
ATRAudio Tape Recorder
ATRAided Target Recognition
ATRAll Terrain Racing
ATRArt Therapist Registered (Art Therapy Credentials Board)
ATRAnalog Tape Recorder
ATRAutomatic Thrust Restoration (aircraft)
ATRAutomatic Terminal Recognition
ATRAlliance for Transportation Research
ATRAnnual Traffic Report (various locations)
ATRAgency Technical Review (US DoD)
ATRAutonomous Target Recognition
ATRAccord Type R (Honda Europe)
ATRAcceptance Test Report
ATRAll Tech Related (website)
ATRAdvance Tax Ruling (South Africa)
ATRA Territory Resource
ATRAction for Tinnitus Research
ATRAdvanced Time Report (project management)
ATRAssociation Technique de la Route (French: Technical Association of the Road)
ATRAuthorization to Return
ATRAir Turbo Ramjet
ATRAmicale du Tracteur Renault (French: Friends of Renault Tractor; est. 1997)
ATRApollo Token Ring
ATRAlternate Trunk Routing
ATRAlaska Trauma Registry
ATRArizona Trail Riders (Motorcyclists)
ATRAir Turbo Rocket
ATRAgainst-The-Rule Astigmatism
ATRAbove Top of Rail
ATRAcceptance Test Review
ATRAll Thread Rod
ATRAustin Trumbull Radio (ARINC)
ATRAir Traffic Requirements
ATRAdvanced Tactical Radar
ATRAmbient Temperature Recorder
ATRAs They Rise (kiln-fired brick; UK)
ATRAmmunition Transaction Report
ATRAir Transport Rating
ATRAssistance for Trade Reform
ATRAmerican Technology Research, Inc
ATRAuthority to Recruit
ATRAir Traffic Regulations
ATRAntitransmit Receive
ATRAviation Training Relocation (US Air Force and Japanese Air Self Defense Force)
ATRAvailable to Reserve (manufacturing)
ATRAll Terminal Reliability
ATRAwareness, Trial, Repeat
ATRAgency Technical Representative
ATRAnswering Time Recorder
ATRAssistant Technical Representative
ATRAgency Telecommunications Representative
ATRApproved Tank Requirements
ATRAdmission Temporaire Roulette (Customs Documentation, Turkey)
ATRAugmented Tree-Based Routing
ATRAustralian Technology Resources
ATRAgency Telecommunications Request
ATRAnnual Technology Report
ATRAirline Transport Rack
ATRAbove Threshold Reporting
ATRAviation Transport Rack
ATRAnti-Terrorism Representative (various companies)
ATRAdvice to Receive (electronic payment processing)
ATRAcceptance of TEMPEST Risk
ATRAerial Target Review
ATRAutomatic Trouble Reporting
ATRApplied Tariff Rate
ATRAnti-Theft Request (signal)
ATRAnti-Time Reaction (Star Trek)
ATRAir Transit Route
ATRAutomated Transaction Report
ATRAuthorized Traffic Request
ATRAll Type Racer VW (Volkswagen) Club (French automobile club)
ATRAviation Electronics Technician Radar and Radar Nav Equipment (US Navy)
ATRAlltech Recycling, Inc (Fort Worth, TX)
ATRAnimal Technician, Registered
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References in periodicals archive ?
Accordingly, the bureau is seeking comments on possible changes to the ability-to-repay rule, including whether to revise the definition of a Qualified Mortgage.
The transaction is collateralized with 80.7% non-qualified (Non-QM) mortgages as defined by the Ability-to-Repay rule (ATR), while 0.3% is designated as higher-priced QMs (HPQMs) and 8% are Safe Harbor QM (SHQM).
"Requirements for verifying income and ability-to-repay can be dynamically assessed and verified using transaction data, speeding-up the process and drastically improving the member experience."
Our platform delivers an underwriting decision and an assessment report that includes a breakdown of every rule applied to a particular loan and whether it passed or failed a particular guideline--creating an audit trail for underwriting and ability-to-repay decisions.
The government announced a new round of household debt management measures that focus on reducing risks in loan agreement, such as extending the portion of amortized loans and strictly enforcing the ability-to-repay rule.
We turn now to the second pillar of the Dodd-Frank Act's reforms to the mortgage market: the ability-to-repay rule.
A new rule, dubbed the Ability-to-Repay rule, was put into place in January by the Consumer Financial Protection Bureau (CFPB) with the purpose of protecting borrowers and the real-estate market from abuse--and preventing another housing collapse.
A secure, tamper-proof technology enables lenders to share the documentation and data results from those services with investors and other stakeholders in the mortgage supply chain, including proof of Ability-to-Repay (ATR) and Qualified Mortgage (QM) compliance requirements.
(7) The ability-to-repay rule was created to maintain a broad availability of credit to consumers while ensuring that lenders were selling safe products.
Under the federal government's ability-to-repay rule, lenders must make a "reasonable, good-faith determination'' that an applicant can afford the mortgage.
The Consumer Financial Protection Bureau enacted the new guidelines, called the Ability-to-Repay Rules, which go into effect Friday.