On top of these great enhancements, Advantage Plus continues to automatically include up to three additional riders for no additional premium; the Accelerated Death Benefit Rider
(also known as a living benefit), the Family Health Benefit Rider and a Common Carrier Accidental Death Rider.
We have already seen the accelerated death benefit rider
that offers access to a policy's death benefit when the insured is terminally ill.
Millions of Americans, therefore, are potential candidates for the type of protection provided by a term policy coupled with a well-structured accelerated death benefit rider
Life Access is a patented accelerated death benefit rider
used to pay for the condition, not the care of the condition.
Barebones policies with an accelerated death benefit rider
that allows the policyholder to access cash value to cover the cost of long term care;
Supplemental long term care coverage if the policy has an accelerated death benefit rider
It also includes an Accelerated Death Benefit Rider
, which provides the policyowner an advance on death benefits, should he or she become terminally ill.
The accelerated death benefit rider
started innocently enough more than 15 years ago covering terminal illness.
An Accelerated Death Benefit Rider
(ADBR) accelerates the death benefit in the event of a long-term care need.
In recent years, the accelerated death benefit rider
and the return of premium rider have become very popular, too.