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References in periodicals archive ?
Many life policies have an accelerated death benefit that pays a larger settlement amount than do viatical buyers, Heine said.
The accelerated death benefit payment could represent a cash value that will cause the policy to fail the CVA test.
* Accelerated Death Benefit: At no added cost, this feature will pay early partial payment of the policy's death benefit upon diagnosis of a terminal illness.
It also includes an Accelerated Death Benefit Rider, which provides the policyowner an advance on death benefits, should he or she become terminally ill.
The accelerated death benefit rider started innocently enough more than 15 years ago covering terminal illness.
* Life-LTC hybrids created with life insurance and an LTC rider associated with an accelerated death benefit (DB) feature.
Builder IUL helps maintain financial security that may quickly erode due to an unexpected chronic or terminal illness through Accelerated Death Benefit Endorsements.
As you may recall, the modern CI product arose in the United States in the 1990s as an accelerated death benefit vehicle for life insurance.
Actually, this model consists of life insurance combined with additional triggers that make the accelerated death benefit available for LTC needs.
An Accelerated Death Benefit Rider (ADBR) accelerates the death benefit in the event of a long-term care need.
* Accelerated death benefit rider: The accelerated death benefit rider has evolved over the years and is now offered on most life insurance contracts.
281 would let insurers in California sell a policy with a chronic-illness trigger that fits an accelerated death benefit standard developed by the Interstate Insurance Product Regulation Commission (IIPRC) in 2007, Canady said.
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