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ADDAAmerican Dream Downpayment Act
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Going into the campaign year, the president won headlines by signing the American Dream Downpayment Act, appropriating funds to help approximately 40,000 families a year with their down payment and closing costs.
"We are strongly supportive of increasing FHA loan limits and the American Dream Downpayment Act."
Enactment of the American Dream Downpayment Act legislation fulfilled a promise by the president to assist low-income, first-time homebuyers in purchasing single-family homes by providing funds for down payments, closing costs and rehabilitation work.
"The American Dream Downpayment Act will provide thousands of men, women and children across our nation with the dignity, stability and economic empowerment of homeownership," Harris said in prepared remarks.
President Bush signed The American Dream Downpayment Act in December, providing $200 million annually for low-income families.
The American Dream Downpayment Act will provide $200 million in grants in each year for the next two years to cover down payment and closing costs for low-income families that qualify for the program.
The American Dream Downpayment Act will be administered as part of HUD's Home Investment Partnerships Program (HOME), a program that addresses the shortage of affordable rental housing and homeownership opportunities nationwide.
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