ART

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AcronymDefinition
ARTArtificial
ARTAnnual Renewable Term (life insurance)
ARTArticle (part of speech)
ARTActive Release Techniques
ARTAlternative Risk Transfer
ARTAssisted Reproductive Technology
ARTArtillery
ARTAEF (Air Expeditionary Force) Reporting Tool
ARTArterial
ARTAmerican Repertory Theatre (Cambridge, MA)
ARTAdvanced Research Technologies Inc.
ARTAdvanced Real Time
ARTAdaptive Resonance Theory
ARTAnotação de Responsabilidade Técnica (Portuguese: Technical Responsibility Note; Brazil)
ARTArctica
ARTAnaheim Resort Transit
ARTAntiretroviral Therapy (HIV)
ARTAnalysis, Research and Technology (Federal Motor Carrier Safety Administration)
ARTAssisted Reproductive Techniques
ARTAndroid Run Time (software)
ARTAseguradora de Riesgos del Trabajo (Spanish: Occupational Hazard Insurance; Argentina)
ARTAdditional Reference (Carrier) Transmission
ARTAutorité de Régulation des Télécommunications
ARTAggression Replacement Training
ARTAverage Running Time
ARTAgile Release Train (software development)
ARTAlzheimer's Research Trust (UK)
ARTAdvanced Registry Tracer (Windows)
ARTAl-Rashid Trust (Pakistan)
ARTAir Reserve Technician (US Air Force)
ARTAdvanced Rider Training (motorcycling)
ARTAll Round Training (children's excellence program)
ARTAscott Residence Trust (Singapore)
ARTArea Review Team (various organizations)
ARTAmerican Review of Tuberculosis (now American Journal of Respiratory and Critical Care Medicine)
ARTArlington Transit
ARTApplication Response Time (Netscout)
ARTAdvanced Registry Tracer
ARTAudio Reproduction Technology
ARTAdvanced Recognition Technology
ARTApplication Response Time
ARTAdobe Illustrator File
ARTAddress Resolution Table
ARTAlliance of Resident Theatres (New York)
ARTAir Reserve Technician (USAF Reserve)
ARTArab Radio and Television
ARTAlliance for Responsible Trade
ARTAnggaran Rumah Tangga (Indonesian: Household Budget)
ARTAdvanced Reproductive Technologies
ARTAtomic Rocket Turtle (open source software archive)
ARTAssisted Reproductive Treatment
ARTAutorité de Régulation des Télécoms (France)
ARTAutonomic Response Testing
ARTAssisted Reproductive Therapy
ARTAdp-Ribosyltransferase
ARTAutomated Regression Testing
ARTAlgebraic Reconstruction Technique(s)
ARTAudio Response Teller (automated digital bank/credit union teller system)
ARTAverage Room Temperature
ARTAbsolute Return Tracker
ARTAutomotive Retailing Today
ARTAdvanced Recognition Technologies, Inc. (Lawrenceville, GA)
ARTAlpine Rescue Team (mountain rescue organization in Evergreen, Colorado)
ARTAgroscope Reckenholz-Taenikon Research Station (Switzerland)
ARTAssuming Room Temperature
ARTArchivists Round Table
ARTAdvanced Radar Technology (BMDO)
ARTAerospace Research and Technology
ARTAstoria Transit Center (Amtrak station code; Astoria, OR)
ARTAutomated Reasoning Tool
ARTAdvanced Reactor Technology
ARTAssessment and Response Team
ARTAmerican Rubber Technologies
ARTAggression Replacement Therapy (behavior management)
ARTAerosol Resistant Tip
ARTAverage Resolution Time
ARTAssociation of Renal Technologists (UK)
ARTAccredited Records Technician
ARTAmerican Refrigerator Transit Co.
ARTAccelerated Reliability Test
ARTAsynchronous Remote Takeover
ARTAlbirex Racing Team (Niigata, Japan)
ARTAvian Rhinotracheitis
ARTActuator Running Tool (energy production)
ARTAcorn RISC Technologies
ARTAdvanced Radiation Technology
ARTArmy Regional Tools (US Army)
ARTAirborne Radar Technician
ARTApproaching Room Temperature
ARTAutism Resource Team
ARTAdministrative Review Team
ARTAdvanced Resolution Technology
ARTWatertown, NY, USA - Watertown (Airport Code)
ARTAverage Reliable Throughput
ARTAdvanced Registered Technologist (Canadian Society for Medical Laboratory Science)
ARTAcoustic Resonance Technology
ARTAlamo Regional Transit (Texas)
ARTAmerican Radio Theater (old-time radio)
ARTAfrican Resources Trust
ARTArtists' Rights and Theft Prevention Act of 2004
ARTArmy Reserve Technician
ARTAssociação de Residentes de Telheiras
ARTAdaptive Rate Transmission
ARTAdministradora de Riesgos de Trabajo (Argentina)
ARTAdvanced Reasoning Tool
ARTAutomatic Reserve Thrust (aviation)
ARTAdvanced Repair Technology, Inc
ARTAdjusted Reference Temperature
ARTAbstands-Regel-Tempomat (German)
ARTAdverse Reactions Terminology (WHO)
ARTAuthorite de Regulation des Telecommunications (France)
ARTArmy Tactical Task
ARTAchilles Tendon Reflex Test
ARTAzzura Robot Team (Italian National Team in autonomous robot competitions)
ARTAutomatic Revision Tracking
ARTJohnson-Grace Compressed Image (file extension)
ARTAutomatic Reporting Telephone
ARTAdvanced Radio Telecommunications
ARTAngle-Resolved Transmission
ARTAuxiliary Resonant Tank
ARTAdvanced Rotocraft Technology
ARTAssessment Recovery Team
ARTAerial Refueling Track
ARTArchitecture Review Team
ARTAlarm Reporting Telephone
ARTAsset Reliability Technology
ARTAvailable Resource Technology (Mat Bevel Institute)
ARTApplied Resource Technologies
ARTAerosol Release and Transport
ARTAmbiguity Reference Tone
ARTAir-Launched Radiation Thermometer
ARTAqueous Recycle Technologies
ARTAir Rider Transport Inc. (hovercraft transportation manufacturer)
ARTAircraft Radar Turbulence
ARTAlvarez Racing Team
ARTAsymmetric Rear Triangle (mountain bikes)
ARTAirborne Receive Terminal
ARTAdvanced Rotocraft Transmission
ARTAlternate Resonance Toning
ARTAsphalt Residual Treatment
ARTArithmetic Relevance Testing
ARTAcceptance Review Team
ARTAutomated Ranging and Tracking
ARTArmy Regional Threats
ARTActive Reference Table
ARTAutomate Rapide Transilien (French)
ARTAttentional Restoration Theory
ARTAuto Reserve Thrust (aviation system)
ARTairfield reference temperature
ARTAccredited Report Technician (healthcare)
ARTAccess Routing Tool
ARTAggregate Rate of Taxation
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References in periodicals archive ?
The policy was a nonconvertible term policy with annual renewable term (ART) premiums that had been increasing for the past two years.
The only significant impact of the new regulations on ESDAs was with regard to the annual renewable term rate commonly utilized to measure the Reportable Economic Benefit (REB).
It offered policyholders the right to lock in a level premium of their choice after seven years of lower-priced annual renewable term premiums.
You can buy, "annual renewable term," with gradually escalating premiums, or "level premium term," which locks in a rate for five, 10 or even 20 years.
carriers) USAA Annual renewable term life, minimum policy amount: $50,000.
Thus, annual renewable term insurance is likely to be the optimum choice for time horizons of only a few years.(7) For longer expected holding periods, prospective universal life insurance policyholders should seek a policy that has low expenses and then select, from the low-cost companies, the policy likely to provide the highest interest rate.
1 Corbett and Nelson (1992) show that mortality and expense charges within universal life insurance policies generally are higher than annual renewable term insurance premiums charged by the same companies.
Actuarial Mortality Charge per $ 100,000 of Annual Renewable Term Premiums Age Coverage Company A Company B Company C 40 $302 170 208 $269 41 329 180 389 445 42 356 191 422 482 43 387 203 458 524 44 419 217 497 568 45 455 233 538 615 46 492 251 582 666 47 532 269 629 719 48 574 289 679 776 49 621 309 735 840 50 671 329 796 910 51 730 353 868 992 52 796 379 947 1,083 53 871 407 1,038 1,187 54 956 437 1,139 1,301 55 1,047 471 1,247 1,425 56 1,146 509 1,362 1,556 57 1,249 553 1,483 1,695 58 1,359 660 1,613 1,843 59 1,477 666 1,754 2,005 60 1,608 720 1,911 2,184 61 1,754 820 2,088 2,387 62 1,919 952 2,289 2,616 63 2,106 1,125 2,513 2,872 64 2,314 1 355 2,761 3,155 65 2,542 1,654 3,028 3,461
TABLE 3 CONSTRUCTION OF $100,000 ANNUAL RENEWABLE TERM, SINGLE PREMIUM, AND LEVEL PREMIUM POLICIES
This study examines the cost of the protection element in a sample of universal life insurance contracts vis-a-vis the cost of protection through the same insurers' annual renewable term policies.
They constructed an unbundled alternative to universal life comprised of annual renewable term insurance and an investment fund.
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