The Ratings of BRB, Banestes, Banrisul and Banese
's are driven by their standalone creditworthiness.
The ba2 standalone credit assessment acknowledges Banese
Quadro 2--Indices de Divulgacao (ID) das Instituicoes Bancarias analisadas Instituicoes ID (%) BB 49% ITAU 51% BRADESCO 52% CEF 38% SANTANDER 46% HSBC 46% VOTORANTIM 49% SAFRA 45% CITIBANK 34% BTG PACTUAL 23% BANRISUL 35% DEUTSCHE 23% CREDIT SUISSE 31% BNB 54% BNP PARIBAS 35% VOLKSWAGEN 29% BIC 49% JPMORGANCHASE 26% BMG 38% FIBRA 32% BANESTES 42% MERCANTILDO BRASIL 46% CRUZEIRODOSUL 35% RABOBANK 38% BRB 35% PINE 31% FIDIS 22% MORGAN STANLEY 28% CNH CAPITAL 20% INDUSVAL 35% MERRILL LYNCH 52% BANIF 31% CSF 42% BANESE
38% INDUSTRIALDO BRASIL 35% HONDA 33% BANPARA 42% STANDARDBI 50% GOLDMANSACHS 46% SMBC 40% ING 20% MODAL 38% GUANABARA 38% MORADA 28% INTERMEDIUM 31% RIBEIRAOPRETO 29% STANDARD CHARTEREDBIS.A.
29 October 2010 - Moody's said Thursday it had discontinued its ratings on Brazilian lender Banco do Estado de Sergipe SA (SAO:BGIP3), or Banese
, for business reasons.
Observa-se, ainda, que dentre os menores, o que se saiu melhor foi o BANESE
com rentabilidade superior a do mercado de 74,20%.
The spread between rates on t-bills and rates on deposits in Le banese
pounds (SPREAD); the annual growth in real GDP in the previous year t-1 (GDPGROWTH-1); Lebanese pound t-bills to total assets (TBILLS/ASSETS);Foreign Currencies Deposits to Total Assets (FCDE/ASSETS); the natural logarithm of total assets (LNASSETS); a dummy variable (FOREIGN) which is equal to zero if the bank is domestically owned and one if it is an affiliate of a foreign bank, the ratio of the number of employees to assets (EMPLOYEE /ASSETS), and the ratio of off balance sheet assets to total assets (OFFBALANCE / ASSETS).
The deep-seated social, economic, and religious cleavages among the Le banese
resulted in the outbreak of a bloody civil war between 1975 and 1991.