Jeff Brandes has renewed efforts to repeal Florida's motor vehicle no-fault law with legislation that would mandate drivers purchase bodily injury and property damage
However, bodily injury and property damage
related to "using fireworks" is excluded on this policy when:
At the heart of general liability insurance is coverage for a policyholder's liability for bodily injury and property damage
caused by an "occurrence." Since 1986, an "occurrence" has been defined in standard-form language as an "accident, including continuous or repeated exposure to substantially the same general harmful conditions."
Typically, the CGL policy consists of three primary coverages: (1) bodily injury and property damage
, (2) personal and advertising injury, and (3) premises medical payments.
They did, however, also offer endorsements extending coverage for bodily injury and property damage
, or for personal and advertising injury, or both.
TYPICAL RENTER'S INSURANCE PREMIUMS BODILY INJURY AND PROPERTY DAMAGE
LIABILITY $250,000 PER OCCURENCE, $25,000 PER PASSENGER $76 $500,000 PER OCCURENCE, $50,000 PER PASSENGER $96 $1,000,000 PER OCCURENCE, mow PER PASSENGER.
The Osbornes filed a claim for bodily injury and property damage
benefits through their UIM policy, but Farmers denied it, citing a lack of proof that there was a phantom vehicle.
Under the duty to indemnify, the insurer agrees to indemnify its insureds against liability for bodily injury and property damage
. However, the duty to indemnify is narrower than the duty to defend and is applicable only when the insured is liable on the basis of conduct that falls within the scope of coverage.
The bodily injury and property damage
liability section deals with bodily injury to others and damage to property of others for which the insured is liable.
COVERAGE A BODILY INJURY AND PROPERTY DAMAGE
Defense costs are in addition to the limit of liability for bodily injury and property damage