CBANACenter for Community Building and Neighborhood Action (University of Memphis; Tennessee)
CBANACoastal Bend Area of Narcotics Anonymous (South Texas)
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It is likely that more detailed analysis of property transaction data collected by CBANA for Hickory Hill, Frayser, Orange Mound, and the LeMoyne-Owen neighborhood in 2006 (the Property Transaction Database records every property transaction including sales and other transfers and all mortgage transactions) will reveal foreclosures falling into several patterns vis avis high-cost lending.
Based on preliminary analysis of chain of title in neighborhoods being tracked through CBANA's Property Transaction Database; the gap between foreclosure notifications and substitute trustee deeds appears to be driven more by "rescue" sales more than workouts or other forms of mitigation that benefit the homeowner.
The Center for Community-Building and Neighborhood Action (CBANA) specializes in research and community-based problem-solving on housing, neighborhoods, and community development, where low-income women and their families experience the brunt of housing hardship and diminished support services in urban neighborhoods.