The continuing CRAR
reached 10.3% in March 2019 against 9.6% in December 2018, reaching 9.7% in the top 10 banks, and 9.1% in the top five banks, according to the CBE.
The capital to risk-weighted asset ra- tio (CRAR
) of the banking sector was 17.9 at the end of 2017 as compared to CBOS requirements of 13.25 per cent and Basel III requirements of 9.25 per cent.
He told ECHO Business: "CRAR
is available for commercial premises only and will not apply in cases where part of the property is used for residential purposes.
THE common law right to recover rent arrears by seizing and selling a tenant's goods is to be abolished in April this year and replaced with a new system of commercial rent arrears recovery (CRAR
For commercial premises only, it will be replaced by a new statutory regime for Commercial Rent Arrears Recovery ('CRAR
The system is being replaced by CRAR
- Commercial Rent Arrears Recovery.
Hence, on the recommendations of the Narasimham Committee (1992), the Reserve Bank of India (RBI) introduced the internationally accepted Capital to Risk-Weighted Assets Ratio (CRAR
), also called the Capital Adequacy Ratio (CAR), to be adopted in a phased manner by the Scheduled Commercial Banks operating in India.
Capital Funds: Tier I Capital stood at 9.5% and total CRAR
stood at 18.3% as at March 31, 2013.
For this a committee was constituted in September, 2009 which suggested RRBs to have Capital to risk weighted assets ratio (CRAR
) of at least 7 percent as on 31st March 2011 and at least 9 percent from 31st March 2012 onwards (Ministry of Finance, Press Information Bureau, Government of India, 10 Feb, 2011).
Mukherjee said the federal government had infused more than Rs200 billion (Dh14 billion) in 2010-11 and Rs120 billion in 2011-12 in various PSBs in order to maintain a minimum Tier-I Capital to Risk Weighted Assets Ratio (CRAR
) at 8 per cent and also to increase the Government of India holding in PSBs.
As on June 30, 2010, total capital to risk- weighted assets ratio ( CRAR
) of Indian banks stood at 13.4 per cent of which Tier- I ( base) capital constituted 9.3 per cent.
While the bank's capital adequacy ratio (CRAR
) stood at 12.5% during the same period, the ration of net non-performing assets (NPA) to net advances was at 0.76%.