On the other hand, patients under the SSS incurred lower costs than those under the CSMBS.
Regarding service management, while other variables were assumed to be constant, patients under the CSMBS paid a higher cost/treatment rate than patients under other health insurance schemes.
The benefits package favours CSMBS members both before and after reform compared to the other two schemes, especially in terms of access to menopausal and infertility services.
The CSMBS covers 7 million people, the SSS 10 million and the UC scheme for the rest of the population of 45 million.
Unnecessary prescriptions and investigations, and cost escalation, are confirmed by the CSMBS fee-for-service reimbursement model .