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In July 1999, BHFCU unilaterally changed its group credit disability insurance policy, not just the rate as authorized by the contract, the documents said.
In addition to a higher interest rate on the loan payments from the non-prime consumer and the discount on the contract from the auto dealer, GAC generates revenues by providing as an agent credit life and credit disability insurance, plus warranty products in connection with the contracts it purchases.
* Private insurance (such as credit disability insurance) that makes monthly loan payments when you are disabled
For example, in the case of credit life and credit disability insurance, the credit union earns a small percentage on each sale, which we also share with the staff.
Community First maintained that its sale of credit life insurance, credit disability insurance and guaranteed auto protection insurance were substantially related to its tax-exempt mission.