D4BDesign for Business
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But in OBRA '93 Congress created three exceptions to this general rule: the d4A "payback trust," the d4B "disability income trust," and the d4C "pooled trust." (2) Assets held in one of these trusts will not disqualify the trust beneficiary for public benefits.
The d4B trust is limited to the eleven so-called "income cap" states, but the other two trusts are used nationwide.