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To provide temporary help before the PPACA individual health insurance requirements took effect, PPACA drafters created the ERRP system, to encourage employers to keep health plans for retirees ages 55 to 64 in place.
Although ERRP funding was supposed to last until the end of 2013, program managers at CCIIO had to suspend enrollment in the program by May 2011 because expenses were running so high, Czerwinski said.
ERRP managers ran out of the $4.7 billion in funding for ERRP claims in September 2012, and, at that time, they had 5,699 open claims for reimbursement.
CCIIO took several steps to implement ERRP, including educating plan sponsors about the program, approving applications from plan sponsors to participate, and approving reimbursements to participating plan sponsors for a portion of their early retiree health benefit costs.
Meanwhile, Rus' team harnessed the power of brain signals called "error-related potentials" (ErrPs), which researchers have found to naturally occur when people notice mistakes.