ETFCUEvansville Teachers Federal Credit Union (Indiana)
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That online banking program also includes what ETCU calls Purchase Rewards, which Schirmer believes definitely separates ETFCU from other credit unions and banks.
Looking ahead, ETFCU would like to expand into the Indianapolis area and upstate Indiana.
Another factor helping ETFCU vie for loans is what Schirmer considers a very strong program to help first-time homebuyers with incomes at or below 80% of the median income in the county where they live.