FIMDAFluorescence Intensity Multiple Distribution Analysis (biophysics)
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Consequently, the DOJ and FIUD focus the initial analysis that is conducted during an agency-initiated enforcement investigation (i.e., as distinct from a matter that was referred by the regulatory agency, as detailed further at infra Part I.D) on publicly available FIMDA data.
By contrast, the CFPB has been successful in carrying out its mandates in the mortgage market under Dodd-Frank largely because of the Home Mortgage Disclosure Act (HMDA), which requires data collection for transactions subject to the FIMDA. (155) Because the mortgage market is expressly subject to the CFPB's regulations, Congress enacted supporting data collection legislation.