The limit reference point (typically the fishing rate at maximum sustainable yield (FMsv) or a proxy for it) is generally considered to represent the level at which overfishing occurs (Mace, 2001).
We use the following assets: currency held by the public (FMSCU), demand deposits (FMSD) plus travelers checks (FMSTC), other checkable deposits (FMCD), savings deposits (FMSV), money market mutual funds (FMMG), small time deposits (FMST), and total individual retirement accounts and Keough accounts (FZMIK).