FNWLFrom Nature with Love (Oxford, Connecticut)
FNWLFarmers New World Life (life insurance)
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affluent (through ZALICO and UULIC) and middle marketplace (through FNWL).
FNWL s ratings reflect the company's excellent risk-adjusted capitalization levels, continued favorable operating earnings and strategic role of delivering protection and accumulation products to the mass middle market through Farmers Exchanges Agent distribution network.
FNWL is well positioned at its current rating level, although favorable or unfavorable rating changes could be driven by a change in the ratings of its ultimate parent, Zurich Insurance Company, and the sales performance of the Farmers Exchanges.