Unlike the SGLI premiums, FSGLI
premiums fluctuate based on the spouse's age and the amount of coverage purchased.
And, that's when the automatic enrollment in FSGLI starts; unless the Sailor declines coverage in writing, they are responsible for that premium.
For more information on FSGLI coverage, visit http://www.
The premium reduction ensures FSGLI remains highly competitive compared to commercial insurers.
FSGLI coverage is available in increments of $10,000.
100) Traumatic SGLI coverage is not available for FSGLI and VGLI policy holders.
If a servicemember declines SGLI coverage, family members will lose their coverage under FSGLI.
The FSGLI provides the maximum coverage of $100,000 for a spouse, or the amount of SGLI the insured servicemember has in force at the time, whichever is lower.