Meanwhile, 20.9% said they plan to spend more on travel in 2011 than in 2010, while 37.8% plan to spend less, according to the GCUA poll.
"It's no surprise that Georgia consumers are still reluctant to get out there and spend given the continued economic uncertainty," said Mike Mercer, president/CEO of GCUA.
"Credit union usage continues to translate into substantial savings for Georgians," said Michael Mercer, president/CEO of GCUA
. "Many Georgia consumers are switching to credit unions because savings are funneled back directly to our members, providing a direct and positive impact to their wallets."
The survey by GCUA staffers was taken in early October to showcase credit union awareness and to "honor the 100th anniversary celebration," linked in with media interviews across the state.
Those interviews detailed how Georgia residents are getting "smarter about saving money" by using credit unions, said the GCUA.
The Hike at Home meetings can have high impact, according to GCUA
, since they provide a forum for CU leaders to discuss the issues.
The index is the first of an ongoing report to be updated on a semiannual basis, serving as a barometer to help Georgia consumers make more informed personal financial decisions in an unprecedented economic environment, the GCUA