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The study includes relative performance of the HFIs with respect to the following parameters:
Spread (This is major source of Profitability of HFIs and is obtained by deducting the interest payments from interest incomes)
Working Funds of HFIs, their Percentage Share and HH Index
The concentration indices have been calculated to measure the level of competition amongst the HFIs. This has been calculated with the help of HH index.
The competition level of the HFIs with regard to the working funds is given in the table 2.
(2) Spread of HFIs, their Percentage Share and HH Index
Business per Branch of HFIs, their Percentage Share and HH Index
Spread per branch of HFIS, their Percentage Share and HH index
Just like business per branch, the relative share of HUDCO Limited has shown a decline in 2010-11 from the year 2001-02, but even then it has been able to attain the top position among the three large size HFIs.
Business per Employee HFIs, their Percentage Share and HH index
Concentration indices of the large size HFIs are given in table 6.
Spread per Employee of HFIs, their Percentage Share and HH index
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