HGIC - What does HGIC stand for? The Free Dictionary
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With the exception of Harleysville Pennland Insurance Company, which is 100% owned by Harleysville Mutual, HGIC
directly owns all remaining property/casualty members of the group.
's subsidiaries and Harleysville Mutual participate in an underwriting pooling agreement, in which member premiums, losses, and expenses are aggregated and Harleysville Mutual and HGIC
assume 20% and 80% of the aggregated totals, respectively.
Best also upgraded the ICR and debt ratings to "bbb" from "bbb-" of the 47% publicly traded downstream holding company, HGIC