ICICISInternational Conference on Intelligent Computing and Information Systems
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The perception of the customer is changing from bank-first to payments-first." HDFC Bank and ICICI Bank, which control 35-40 per cent of debit and credit cards transactions at the point-of-sale (POS) in terms of value, therefore, had to launch their own digital wallets (PayZapp and Pockets).
Jitendra Gupta, Founder and Managing Director of payments company Citrus Payment Solutions, and a former ICICI Bank executive, says: "The key difference is in the way contracts are structured.
This collection consists of 162 papers from the 2011 International Conference on Internet Computing and Information Services (ICICIS 2011), held in September 2011 in Hong Kong.
ICICIS 93: International Conference on Intelligent and Cooperative Information Systems
For submission information contact ICICIS, Erasmus Forum, Burg., Oudlaan 50, P.O.