The voluntary Code of Conduct on prior information for consumers concerning home loans was signed on March 5, 2001 by five European consumer associations: European Bureau of Consumers' Unions (BEUC), Confederation of Family Organisations in the European Community (Coface), European Interregional Institute for Consumer Affairs (
IEIC), Association of European Consumers (AEC), and by six European credit associations offering home loans: European Mortgage Federation, European Federation of Finance House Associations (Eurofinas), European Savings Bank Group, European Association of Co-operative Banks, European Federation of Building Societies, European Banking Federation.