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While Gordon points out that investors should sell RBS stock because of "inevitable" rises in IRHP mis-selling provisions in the future, he reveals that some banks are progressing differently than others.
"The lack of meaningful progress during October is unsurprising, especially given that only HSBC (Buy) took a small increase in its IRHP provision in Q3 2013 - primarily reflecting increased administration costs rather than any reassessment of likely levels of redress," said Gordon.
The methods employed to develop the IHP, ILP, IRHP, and IRLP strains have been described previously (Dudley and Lambert, 1992, 2004).
Grain protein concentration of the IRHP hybrid showed only a modest response to fertilizer N that was maximized at 105 g [kg.sup.-1].
Starch concentrations for both the IRLP and IRHP hybrids decreased with increasing N fertilizer, with values between those of the IHP and ILP hybrids.
The ILP, IRHP, and FR1064 x LH185 hybrids all had similar and lower concentrations of grain oil (55 g [kg.sup.-1]).
Among the Protein Strain hybrids, ILP produced the highest number of kernels (682 [plant.sup.-1] with 235 kg N [ha.sup.-1]), whereas IRHP produced the fewest number of kernels (mean of 445 [plant.sup.-1]).
In general, hybrids containing parents selected for low protein concentrations (ILP and IRHP) had the heaviest individual kernels, whereas kernels of hybrids that had a parent selected for high protein concentration were smaller (Fig.
The IRLP and IRHP hybrids generally showed intermediate phenotypes relative to the IHP and ILP hybrids that reflected the direction of selection for grain protein concentration.
When grown in 2001 with the highest N rate (234 kg N [ha.sup.-1]), protein yields were 1366, 1072, 757, and 618 kg [ha.sup.-1] for the IHP, IRLP, IRHP, and ILP hybrids, respectively, compared with 1290 kg [ha.sup.-1] for FR1064 x LHI85.
Though the work reported here is based on only one inbred line derived from each Illinois Protein Strain, these inbred lines exhibit phenotypes representative of the strain (Table 1) and are in general agreement with data obtained from per se and testcross (also to FR1064) evaluations of the IHP, IRHP, and IRLP strains reported by Dudley and Lambert (2004).