ISERNInternational Software Engineering Research Network
References in periodicals archive ?
JENNIFER ISERN & DAVID PORTEOUS, AML/CFT REGULATION: IMPLICATIONS FOR FINANCIAL SERVICE PROVIDERS THAT SERVE LOW INCOME PEOPLE 9--16 (2005) (discussing how increased costs due to implementation of AML/CFT regulations may reduce the supply of affordable financial services to low-income persons).
Market research evidence is provided among others in IDC (2005) for the US consumers, and by McKinsey authors, ISERN & PEDORMO (2005) for Western Europe.